Revolutionizing payroll
as a source of business financing
Custom-tailored cash
flow for your business
Coming soon
to more countries
Revolutionizing payroll as a source of capital Custom-tailored cash flow for your business Instant financing available for companies
We are the world’s first payroll factoring lender, a novel off-balance sheet working capital solution.
United Kingdom - financing for SME companies.
Off-balance sheet, no covenant restrictions, exit anytime.
Slovakia - Financing & flexible payroll
Innovative financing and flexible payroll for SME.
United Kingdom - financing for SME companies.
Off-balance sheet, no covenant restrictions, exit anytime.
Slovakia - Financing & flexible payroll.
Innovative financing and flexible payroll for SME.
We help companies grow and increase employee satisfaction.
Capital for the real needs of your business
~ 10% p.a.
With no additional fees, billed monthly at 0.83%—repay whenever it suits you.
Doesn’t affect bank limits
Our financing is not classified as debt or a short-term liability.
Within 7 Days
You’ll receive a tailored offer. After onboarding and signing the agreement, the capital will be in your account within 24h.
With flexible repayment
The financing doesn’t have a fixed repayment term. Repay when it suits you.
No collateral or guarantees
No need to secure the financing with any assets or personal guarantees.
No complicated approval
No complex checks or turnover requirements. You just need at least 20 employees.
How much capital can you unlock with WageNow?
We’ll pay your employees’ wages, giving you access to capital. No debt burden. With the best terms on the market.
Available working capital
*Prices in the table are based on a 10% annual interest rate (0.83% monthly).
The fee may vary depending on the client, ranging from 10–14% p.a. or 0.33–0.83% monthly.
Get the most convenient capital.
Contact us and we’ll create a tailored offer for you.
Stable or seasonal cash flow.
Stable financing or tailored cash flow that lets you time your expenses for a specific month of the year
Stable financing
Instant capital with flexible repayment terms.
Working capital for companies with stable cash flow. We’ll tailor the capital amount to your needs. Repay it when it suits you.
Seasonal financing
Tailored cash flow for your seasonal business.
Do you have unstable cash flow? For the agreed period of the year, we’ll create a tailored financing schedule based on your needs.
Annual interest rate from 10%
We guarantee the most competitive terms on the market. The interest rate depends on your company’s profile, capital amount, and funding duration.
Doesn’t affect bank limits
WageNow financing is classified as a short-term claim. It does not affect your existing credit terms or borrowing capacity.
Tax optimization and cost savings
By deferring payroll, you also delay tax payments, enabling tax optimization and reducing additional costs.
Get working capital within 7 days.
Write to us and we’ll prepare a tailored offer for you.
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